John Morgan has a warning: the growing divide between America's rich and poor could tear the country apart. The billionaire founder of personal injury giant Morgan & Morgan isn't shy about calling income inequality the nation's most dangerous problem. He even pointed to the January 6 Capitol attack as proof that economic anxiety is pushing people toward desperation.
But here's where things get interesting. When Morgan sat down for a July episode of Jubilee's video series—where everyday people grill wealthy individuals about their fortunes—his solutions to inequality sparked a contentious debate about how billionaires should actually help.
"Income inequality is the number one issue facing America today," Morgan declared in the video. "The gulf is getting wider."
So what's his fix? Tax the rich harder. Morgan doesn't exempt himself from this prescription, either. He called out "fat cats" who manipulate tax laws for their benefit and criticized hedge fund managers who "don't even pay taxes." Coming from someone worth billions, it's a refreshingly candid take.
The Charity Versus Systems Change Showdown
The real fireworks started when participants pressed Morgan on a fundamental question: if you care so much about struggling Americans, why not help the people sitting right in front of you?
Morgan's answer reveals a philosophical divide in how wealthy people approach giving. He doesn't believe in what you might call retail philanthropy—handing cash directly to individuals in need. Instead, he's all about wholesale change through political action.
"I can't change the whole world," Morgan explained, invoking the phrase "bloom where you're planted."
His track record backs this up. Morgan has poured tens of millions into Florida constitutional amendments, successfully pushing the state's minimum wage from $8 to $15 per hour and legalizing medical marijuana. These aren't small potatoes—they've affected millions of Floridians. That's the kind of systemic impact Morgan believes makes a real difference.
But the strangers weren't buying it. They argued that funneling money to "organizations and large conglomerates" doesn't help someone who can't pay rent this month. Morgan countered that he does practice small-scale generosity, like leaving $100 tips for servers and customer service workers—gestures that can "change their day."
The Cannabis Contradiction
Morgan's marijuana advocacy stems from personal experience. After watching cannabis provide his paralyzed brother immediate relief where opioids failed, he became a passionate legalization champion.
Yet someone in the video called out what seemed like hypocrisy: Why would Morgan forbid his son from befriending someone who used marijuana?
Morgan clarified the nuance. He wasn't worried about pot itself—he admitted most of his son's friends probably smoke. The issue was this particular kid being "bad news" and potentially involved in criminal activity beyond marijuana use. It's a distinction that matters, even if it sounds convenient.
Making Billions by Fighting Insurance Companies
When defending how his law firm generated such enormous wealth, Morgan positioned himself as a David fighting corporate Goliaths. His firm operates on contingency, meaning clients pay nothing upfront—crucial for people who couldn't afford hourly legal fees.
Morgan described insurance company tactics as "deny delay defend," saying their job is "to never be fair" with clients. He sees himself as "civil police" for voiceless people, a mission he traces back to his brother Tim's paralysis.
The Entrepreneur Who Wants Less Fighting
Beyond law, Morgan calls himself a "serial entrepreneur" with investments in attractions, Marriott hotels, and shopping centers. If he could start fresh, he'd focus entirely on the attractions and amusement business. The reason? "No fighting."
There's been talk about Morgan running for governor of Florida. He acknowledged becoming "sort of a politician" through his amendment campaigns, and apparently people are encouraging him to make it official.
As for raising kids with billions in the background? Morgan's biggest concern is preventing entitlement. He makes his children work and refuses to buy them expensive cars. His ultimate goal is raising "compassionate human beings" who would "put other people first."
It's an interesting portrait of wealth grappling with inequality—a billionaire who genuinely seems concerned about the wealth gap, even if his critics think writing checks to political campaigns isn't the same as helping people directly. Whether you buy his approach or not, at least he's willing to sit in a room and defend it to people who think he should do more.