How do you teach a 10-year-old about consequences when those consequences cost hundreds or even thousands of dollars? That's the question Julia from Baltimore brought to "The Ramsey Show," and it sparked a fascinating debate between hosts Ken Coleman and Rachel Cruze.

Julia has three kids, and her youngest son has a bit of a destructive streak. The latest casualties: a $400 window and a glass table worth several thousand dollars. The window incident happened while he was playing baseball, despite being told repeatedly not to throw the ball near the door. "He didn't realize the little door next to the door could break, too," Julia explained. The glass table met its demise when her son pushed himself off it while someone else did the same thing, causing the entire side to snap. "We actually are just using a fragment of what used to be the table," she said.

The Debate: Full Payment or Partial Responsibility?

Julia confirmed her son felt genuinely bad about the damage. "He was upset with himself about that," she said, particularly about the window. But here's the thing—she had warned him many times. "They've been told not to many, many, many times," she admitted.

Coleman didn't hesitate with his verdict: "I'd make him pay for the full $400." For the glass table, he suggested the boy should cover a substantial portion, though maybe not the entire replacement cost. More importantly, Coleman emphasized that the child needs to earn the money through real work, not just household chores. "He's got to go get a lawn mower out or whatever. Not like chores around the house that you pay for," Coleman said.

Cruze initially took a gentler position. "Disobedience and intentional destruction are two different things to me," she argued. Her point was that the boy wasn't deliberately trying to break anything, and his intentions were innocent enough.

But when Julia clarified that she had specifically warned her son not to lean on the table too, even Cruze reconsidered. "Oh shoot," she said, realizing this wasn't just an unfortunate accident—it was the result of ignoring clear instructions.

Finding Common Ground

In the end, both hosts landed on similar ground. Kids need to learn respect for property, and sometimes the best teacher is feeling the financial sting of their actions. "He needs to feel a little something," Cruze conceded. "An effect of what his actions are. I get that."

Despite their different initial reactions, Coleman and Cruze both praised Julia for being thoughtful about the situation. "You're a good mom," Coleman told her. He then turned to Cruze and teased, "Wow, you are such a softy."

The conversation highlights a timeless parenting dilemma: how do you balance compassion with accountability? When does a mistake become a teaching moment that requires real consequences? Julia's question might be about broken glass and damaged doors, but it's really about something bigger—teaching kids that their actions matter, even when those actions are expensive.