Some family requests cross the line from awkward to outrageous. This one landed firmly in the latter category.

A 20-year-old biomedical engineering PhD student who goes by Anna called into The Ramsey Show on Sunday, visibly emotional as she described how her parents had been pushing her to drain her life savings to buy them a new home. The co-hosts, George Kamel and Rachel Cruze, didn't mince words in their response.

The Pitch From Mom and Dad

Anna's parents already own a 2,000-square-foot house. But apparently, that's not enough. They've been leaning on their daughter to purchase them something bigger and "nicer," using a pitch that would make any financial advisor wince.

"Anna, you should buy us a house. We need a new house. You have the money. Why don't you just do it?" she recounted them saying.

Her mother took it even further, telling Anna to "just need to sign the papers" and reassuring her with the classic line: "Don't worry, you'll remake the money."

Here's the problem with that logic: Anna has saved roughly $150,000 through hard work, tutoring gigs, and selling an app she built as a teenager. About $100,000 of that is earmarked for medical school, which she plans to attend after finishing her PhD.

When Anna raised concerns about depleting her savings, her mother had a solution ready: "You can take loans," she told her daughter.

The Hosts Call It What It Is

Kamel didn't sugarcoat his reaction. He called the parents' request "insane" and warned Anna that agreeing would turn her into the "Bank of Anna," a role that would only invite more demands down the road.

"It's not your job to make your mom happy," he added.

Cruze characterized the situation as "complete dysfunction" and cautioned that giving in now would set a dangerous precedent. The requests wouldn't stop at one house.

The situation had already escalated beyond just talk. Anna revealed she'd signed a home contract under pressure from her parents, though she hadn't yet paid the earnest money. The hosts urged her to withdraw from the deal immediately and even suggested she consider moving out of her parents' home.

"You don't owe them anything," Kamel said bluntly.

Ramsey's Track Record on Family Money Drama

This isn't the first time Dave Ramsey and his team have confronted messy family financial situations. Back in October, Ramsey himself fielded calls from two young adults dealing with their own challenges.

Toby, a 27-year-old struggling with $14,000 in debt and homelessness, asked about filing for bankruptcy. Ramsey told him his money problems were symptoms of deeper issues and pushed him toward finding steady work, staying sober, and seeking mentorship.

In another call, 24-year-old Jake revealed his wealthy parents were financing his $450,000 home purchase. Ramsey warned that borrowing from family creates both financial and emotional strain, advising Jake to use his own savings and secure a traditional mortgage instead.

The common thread? Personal responsibility and clear boundaries matter, especially when family dynamics and money collide.