XRP (XRP) is having a rough stretch. The token has dropped about 15% over the past month, and the on-chain data isn't exactly inspiring confidence. Daily active addresses have slipped from roughly 46,000 to around 38,500, suggesting user engagement is cooling off. Meanwhile, whales have dumped more than 40 million XRP in recent weeks.
The Bearish Case: A Drop to $0.80?
Crypto chart analyst Ali Martinez is watching the downside closely. He notes that if XRP loses support at $1.77, the next meaningful floor could be all the way down at $0.80. That's a significant gap, and the kind of move that would make holders very uncomfortable.
But Wait, There's a Bullish Twist
Here's where it gets interesting. Analyst and trader Cryptoinsightuk points out that XRP's weekly stochastic RSI has hit zero five times since the 2022 bear market low. Each time, a relief rally followed. In about half of those cases, it actually marked a cycle low. So while the technicals look shaky, history suggests oversold conditions could set up a bounce.
Institutions Keep Buying
Despite the weakness in price and on-chain metrics, institutional investors are piling in. Crypto trader Niels highlighted that XRP has pulled in $3.314 billion in institutional inflows in 2025 alone, including $70.2 million last week—the highest among major crypto assets.
According to CoinShares data, XRP investment products recorded $70.2 million in inflows for the week ended December 27, bringing month-to-date inflows to $424.8 million. Compare that to Bitcoin (BTC), which saw $25 million in outflows, and Ethereum (ETH), which recorded $241 million in outflows over the same period.
Cryptoinsightuk remains heavily allocated to XRP, citing its prolonged consolidation relative to other altcoins, a breakout from an eight-year downtrend, and its ability to hold former seven-year resistance as support. So the question is: do you trust the technicals or the institutional money?




